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Ray Shanahan has worked in the financial industry for over 30 years. For the last 17 years, he has been dedicated to mortgage banking and has witnessed the ever-changing real estate market, while continuing to help his customers navigate through the mortgage process. Having moved several times, and a homeowner himself, Ray understands the significance of purchasing a home. Whether you are a first-time homebuyer, purchasing a vacation home or an investment property,


Ray is the hardest worker I’ve had the pleasure to meet. He never stops working, to ensure his client(s) have received the best loan available. I will be recommending Ray and his team to everyone I know, and will certainly use Townebank for my next loan.

- Harrison C.

Reliable, helpful, friendly

- Maxwell H.

I really like Ray’s style of communication, he contacts you with a concrete and concise message and instruction, but he make you feel that he is personally interested in your needs. I have actually never had a better experience in a home mortgage process. The Online process was easy and loading my documents was quick. I will definitely you Ray and TowneBank Mortgage for all my needs.

- Donna C.

Ray and his team helped me turn a disastrous situation into one of the best experiences I’ve ever had in finding a home. With only several weeks of time, He got me approved and into a new home, when every other “ big bank” lender told me it couldn't be done. I’m not exaggerating when I say I’d be on the streets without Ray’s ( and his team’s) “Make it Happen” approach to my situation. I not only recommend he and his team, I’d just say that everyone should have Ray on their side.

- Thomas L.

He was very understanding and helpful and communicated with me very well on what needed to be done.

- Mayuriben C.

The communication was great and he truly worked around getting me a good interest rate on my loan and got me into my new home.

- Chetankumar P.

Ray always delivers ahead of schedule. He is consistently watching rates and genuinely looks out for his customers. Ray, and TowneBank Mortgage, our a group you can trust. That make you feel like family and are always punctual answering questions and tracking down answers. Thank you all again for your stellar service for our family.

- Mitchell F.

Ray was extremely knowledgeable. He helped us in finding the best loan product as well as the best rate to fit our needs. Would highly recommend and will absolutely use on our next mortgage transaction.

- Nicholas A.

Ray is the man.

- Michael S.

I must apologize for delay in filling this survey. I start with thanking Ray for everything in my mortgage acquisition, his professionalism, his humanness and promptness in addressing my questions and needs. The rate I was given is good. I knew nothing about home buying other than what was provided to me by my realtor who was great to introduce me to Ray in the fist place. Ray made smooth.I will introduce friends and relatives to Ray, my cousin is contemplating on buying a home soon.Thank you

- Elizaphan M.
Ray Shanahan

Ray Shanahan

VP, Senior Mortgage Loan Officer
NMLS ID #: 117982

Direct: 407-913-5240
Office: 980-339-5469
Fax: 1-877-514-1402

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